GLEMO - Platform Responsibility Matrix

Purpose: clarify what Glemo owns, what partners provide, and what remains to be built.

Core Principle

Glemo owns the operating layer. Partners provide rails, distribution, compliance services, or integrations.

Responsibility Matrix

Layer Owned By Partner Role Replaceability Current Status
AI Agent Glemo Client CRM / system integrations High Live
Brokerage workflow Glemo Builders, brokers, developers Medium-high Live
Marketplace Glemo Developers, app partners High Live / early
RWA representation layer Glemo design + regulated providers Bank, custodian, trustee, FIDC/securitization, KYC/geofencing Medium Planned
Token layer Glemo / BVI issuer Auditor, DEX/CEX, market maker, wallet vendors Medium-high Planned
Compliance workflow Glemo + counsel KYC/geofencing vendors, regulated providers Medium-high Planned
Investor reporting Glemo Finance/legal inputs High Planned

Senior Technical Ownership

The platform plan requires one senior technical owner before TGE: Head of Platform / Senior CTO. The role is identified and should be formalized with a written mandate before investor diligence. This role owns product architecture, AI Agent platform continuity, token contract coordination, audit/vendor management, bank-independent operating architecture, and the roadmap that turns partner rails into replaceable modules.

This should be presented as a dedicated senior role, not a lightweight contractor. The current financial model budgets this function as the core technical leadership line for the first 24 months.

What Glemo Must Build / Own

What Partners May Provide

Execution Risk Statement

This structure makes platform responsibility clearer, not easier. Glemo cannot outsource execution risk to a bank. The investment case depends on Glemo proving that the operating layer works independently, that a senior technical owner is accountable, and that regulated rails are modular.

Diligence Message

The bank partner is not the product. The product is Glemo's operating layer: AI sales infrastructure, cross-border workflow, marketplace distribution, token governance, and future RWA representation rails.